Usual Circumstance

    The first three years in Deanza community college, I already applied for FAFSA, I may get about $6000 per year. Tuition, text book and school supplies they are cost $1,500. Not too much money when I go to community college, I may get some extra money but I still want to get a job to work and then have enough money to go two more years in San Jose State University. Tuition for student in-state about $4,509 per year. Book, supplies cost $1,854 and other expenses total are $4,653 per year. I decide not stay in school because I will spent more money for room and board. In that two years in University, money will become a big problem, I am really sure money will not positive. So I have to go to work and my parents are also important to help me pay the money when I decide go to University.    I concern one thing now that should I have a credit card on the next few years when I go to college. I don’t really know right now because having a credit card can be advantageous, for example when I have an emergency arises or when it is convenient to carry cash. But having a credit card also getting trouble with it. I learned the hard way that a “buy now and pay later” can be dangerous, even when I have a job and have the money every month. If I am not careful to use it I will having trouble on payment and I may paying double for everything if I do not pay my payment on time. Also having my own bank can effect my family’s income and other things when I go to school. I think I should not have a credit card, It may a benefit for me. If  I think about to have it that’s something for my parents to decide.    During time in college, I decide to get three classes on a day, two days per week, so I have almost haft day to stay at school to studying and have lunch also, I have to pay money for food, but I think that is the best way to save time and it will not wasting time for go to school everyday or twice a day, one day school, one day off and I will have more free time to do...